Build your financial security with affordable term life insurance.

Life Insurance of Arizona provides the lowest rates and local, personalized advice.


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Having adequate life insurance protection is an important part of securing your family’s financial future.

Choosing a life insurance policy has never been easier.

Get started with Life Insurance of Arizona today in three simple steps:

These sample quotes show just how affordable term life insurance can be through Life Insurance of Arizona.*

*All sample quotes are based on candidates in good health that do not use nicotine products.

We work with the country’s top rated and most trusted life insurance carriers.

Protective Life • Banner/Legal & General • AIG American National • Principal • Prudential • John Hancock • Mutual of Omaha

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Lock in coverage with 10, 15, 20, 25 or 30 year policies. Your monthly payment never changes!

Life Insurance FAQ

Life insurance is a contract between you and a life insurance company. Any contract will display important summary information such as the death benefit amount, the term (in years), the insured individual, the beneficiaries, policy effective date, policy maturity date, and the premium amount. Simply put, if the insured individual passes away before the policy maturity date, the beneficiaries will receive the full death benefit amount.
Term life insurance keeps things simple. Just like your car insurance, you only pay for what you need. With term life insurance, you only pay for how much coverage you need, and you are locked in with the same premium amount for the entire term of the contract.
Yes, but term life insurance is the best 🙂 There is another type of life insurance commonly referenced as “Permanent” or “Whole” life insurance. It costs much more than term life insurance and adds unnecessary complexity. Financial experts recommend buying term life insurance.
To determine an appropriate coverage amount, we recommend that individuals purchase 10-12 times their annual income. An example would be, if you make $50,000 per year, you would want term life insurance protection between $500,000 and $600,000. Always make sure that you get coverage on both individuals in a relationship. A minimum of $500,000 in coverage is recommended for a stay-at-home parent or guardian. Our insurance specialists can guide you on your specific situation and offer you a no-obligation custom quote.
You can lock in your policy for 10, 15, 20, 25 or 30 years. Connect with one of our insurance specialists to talk about what term length best fits your specific situation.
You pay for term life insurance online by securely entering your bank account information. The premium debits a checking account just like any automatic bill payment. You can choose if you would like to pay monthly, every 3 months, every 6 months, or annually. Discounts available when paying annually.
Never. Your term life insurance payment is locked in for 10, 15, 20, 25 or 30 years (depending on the term length you chose).
Please start by filling in the form on our website. You will then receive a phone call, email and custom quote from one of our insurance specialists. We will answer your questions and apply for the best term life insurance for your specific situation. You will then be required to complete a short telephone interview and health assessment with the life insurance company. Life Insurance of Arizona will be with you through the entire process to answer any remaining questions and notify you when your policy is ready to accept and pay online.
Yes. Just like your car insurance, you can cancel at any time, but you will no longer be protected.
You have a 30-day grace period to pay for your policy and return it to “Active” status.

Questions? Send us an e-mail.

We respond to all emails the same day.


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